Irs 401k Limit 2025 Over 50

Irs 401k Limit 2025 Over 50. That means anyone who meets the age requirements can contribute a total of $31,000 to their workplace retirement plan. The 401(k) contribution limit for 2025 is $23,500, up from $23,000 in 2024.

Starting in 2025, employees can contribute up to $23,500 into their 401(k) and 403(b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs announced nov. If you are age 50 or over by the end of a calendar year, you may make annual.